The debate gives us an opportunity to reflect on the Lloyds TSB takeover of HBOS and on the general issues surrounding the banking crisis, given the importance of the banks and the financial sector to the Scottish economy not just in relation to the jobs they provide in Edinburgh and throughout Scotland but in relation to the mortgages that householders throughout Scotland's communities hold with the banks.I know that the motion is about Lloyds TSB but, as I see the sun streaming through the window, I reflect back to this time last year, when, on a sunny Friday, I, along with a number of other MSPs, visited...