The current membership of the Common Financial Tool Working Group is as follows: Graeme Perry, Accountant in Bankruptcy (Chair) Laura Barr, Accountant in Bankruptcy (Minute Secretary) Annette Burns, Accountant in Bankruptcy Mike Holmyard, Citizens Advice Scotland Pauline Allan, Citizens Advice Scotland Alan McIntosh, Inverclyde Council for the Local Authority Money Advice Service Yvonne MacDermid, Money Advice Scotland David Hilferty, Money Advice Scotland Karen Hurst, Association of British Credit...