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Among the conclusions reached by the study was the view that certain new procedures introduced by the 1987 act are not operating properly, particularly in the case of procedures designed to assist those who have difficulty paying their debts or who have multiple debts.
The Borders railway will be crucial to the Borders economy and will also benefit Edinburgh and Midlothian with access to a new job market and new residential opportunities.
However, to go back to an earlier point, what interests me is how their way of doing things relates to the new Parliament and, in particular, to the committee.
To ask the Scottish Executive what the source of funding is for the £500,000 Scottish Music Futures Fund and whether the funding is new money or existing money diverted from (a) the creative industries budget or (b) another budget.