To ask the Scottish Executive what the average (a) unsecured debt per person and (b) annual income was in each year since 1997.
Information for part (a) is notavailable.
Table 1 contains median annualequivalised net disposable household income estimates from 1996-97 for Scotland. Theseestimates are based on the Department for Work and Pensions’ Family Resources Survey.
Table 1
| Median Annual Household Income before Housing Costs | Median Annual Household Income after Housing Costs |
1996-97 | £12,957 | £11,330 |
1997-98 | £13,652 | £11,966 |
1998-99 | £13,932 | £12,153 |
1999-00 | £14,585 | £12,830 |
2000-01 | £14,784 | £13,036 |
2001-02 | £15,770 | £13,970 |
2002-03 | £16,334 | £14,691 |
2003-04 | £17,448 | £15,897 |
2004-05 | £18,169 | £16,294 |
Source: Households Below AverageIncome, DWP.
Table 2 contains median annual equivalised net disposable household incomeestimates from 1996-97 for Scotland which has been adjusted for inflation.
Table 2 2004-05 Prices
| Median Annual Household Income before Housing Costs | Median Annual Household Income after Housing Costs |
1996-97 | £14,841 | £12,463 |
1997-98 | £15,409 | £12,907 |
1998-99 | £15,509 | £13,052 |
1999-2000 | £15,810 | £13,541 |
2000-01 | £16,110 | £13,817 |
2001-02 | £16,955 | £14,565 |
2002-03 | £17,233 | £15,105 |
2003-04 | £17,970 | £16,094 |
2004-05 | £18,169 | £16,294 |
Source: Households Below AverageIncome, DWP.
Notes:
Net disposable householdincome: Total income afterdeductions for income tax, National Insurance Contributions, council tax, pensioncontributions and maintenance payments.
Housing costs: Net disposable income but with rent/mortgagepayments, water charges, structural insurance premiums, ground rent and servicecharges deducted.
Equivalised net disposablehousehold income: “Equivalised”Income is used to allow comparisons of living standards between different householdtypes. Income is adjusted to take into account variations in the size and compositionof the household. This adjustment reflects the fact that a family of several peoplerequires a higher income than a single person in order for both households to enjoya comparable standard of living. The key assumption is that all individuals in thehousehold benefit equally from the combined (equivalised) income of the household.There are distinct equivalence scales used for income before housing costs (BHC)and income after housing costs (AHC).
Current prices: The second tablehas been adjusted for inflation (using the Retail Price Index) and provides medianannual income estimates in the current (latest) year’s prices (2004-05).