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Chamber and committees

Motion ref. S5M-13363

Pioneer Mutual Credit Union

Submitted by: Tom Arthur, Renfrewshire South, Scottish National Party.
Date lodged: Tuesday, July 31, 2018

Supported by: Kenneth Gibson, Jenny Gilruth, Bill Kidd, Richard Lyle, Fulton MacGregor, Ruth Maguire, Gillian Martin, Joan McAlpine, Stewart Stevenson, Maureen Watt, Sandra White

That the Parliament congratulates Pioneer Mutual Credit Union in Barrhead on its work with ethical loans; recognises that, in 2016-17, loans of £2.4 million were made to members, ensuring that wealth was retained in the community rather than being lost through payday lenders; welcomes the responsible approach to borrowing, which uses a loan calculator and only charges interest on the outstanding balance, rather than the full amount borrowed, and encourages people to join their local credit union and benefit from not-for-profit services that encourage saving what you can and borrowing only what you can afford to repay.