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Current Status:
Withdrawn
- Asked by: Martyn Day, MSP for Falkirk East and Linlithgow, Scottish National Party
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Date lodged: Monday, 17 August 2026
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Current Status:
Answered by Tom Arthur on 2 September 2026
To ask the Scottish Government what assessment it has made of the role credit unions play in supporting financial inclusion and access to affordable credit.
Answer
The Scottish Government understands the important role of the credit union sector in providing access to fair and affordable financial products and services to their members, including those who may be otherwise financially excluded.
Officials are currently engaged with representatives of the credit union sector, including trade bodies and individual credit unions, to better understand the sector’s presence in Scotland. Officials are also engaging with the UK Government and the regulators on the impact of proposed regulatory reform, interventions identified in the UK Government’s Financial Inclusion Strategy and HM Treasury’s independent review of Access to Banking Services to ensure Scotland’s credit union sector and Scotland's unique and distinct structural challenges and geographic contexts are understood and represented.
In November 2025, the Scottish Government issued revised directions to the National Lottery Community Fund (NLCF) for Scotland’s share of dormant assets funding. The new directions now include financial inclusion and specifically increasing access to affordable credit. NLCF has consulted stakeholders on the new direction and has also awarded grant funding of £92,000 to Social Investment Scotland to help develop the affordable credit element to ensure that any future work on affordable credit is grounded in lived experience, sector expertise and delivery realities.
NLCF is currently developing a strategic plan that they will present to Government to outline how they can meet the delivery of the funds against any new directions and we will continue to engage with them as their strategy develops.
- Asked by: Paul Sweeney, MSP for Glasgow, Scottish Labour
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Date lodged: Wednesday, 12 August 2026
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Current Status:
Answered by Stephen Flynn on 2 September 2026
To ask the Scottish Government whether it will engage with the Glasgow Science Centre, which is owned by the GSC Charitable Trust, a wholly owned subsidiary of Scottish Enterprise, regarding the repair or replacement of the titanium roof covering at the IMAX Theatre, which has remained damaged since the roof's waterproof membrane burnt in high temperatures in 2018, leaving black residue across the surface.
Answer
Decisions regarding future repair works are operational matters for the Glasgow Science Centre. As identified in the question, the Science Centre is a subsidiary of Scottish Enterprise and the Scottish Government receives updates on its operations, as appropriate, from Scottish Enterprise.
The Scottish Government provides funding direct to the Science Centre to support science engagement activity and the transport costs of school pupils.
- Asked by: Tim Eagle, MSP for Highlands and Islands, Scottish Conservative and Unionist Party
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Date lodged: Monday, 10 August 2026
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Current Status:
Answered by Stephen Flynn on 2 September 2026
To ask the Scottish Government whether it will provide the number of sailings provided and the number of passengers carried on CalMac's Gourock to Dunoon ferry service during the April to June quarter in (a) 2024, (b) 2025 and (c) 2026.
Answer
This information is publicly available within the Route and Island Performance on CalMac’s website, however the number of sailings CalMac operated on Gourock-Dunoon route, and number of passengers carried for the April to June quarter in 2024, 2025 and 2026 is:
Quarter | Sailings | Passengers |
April – June 2024 | 4,460 | 59,030 |
April – June 2025 | 2,656 | 48,792 |
April – June 2026 | 4,132 | 51,597 |
- Asked by: Martyn Day, MSP for Falkirk East and Linlithgow, Scottish National Party
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Date lodged: Monday, 17 August 2026
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Current Status:
Answered by Tom Arthur on 2 September 2026
To ask the Scottish Government what action it is taking to encourage payroll deduction partnerships between employers, public bodies and credit unions, particularly across the public sector.
Answer
The regulation of financial services, including the credit union sector, is wholly reserved to the UK Government.
Many credit unions already work in partnership with employers to provide payroll deduction schemes. Workplace payroll savings schemes can provide a valuable way for employees to improve their financial resilience, with evidence suggesting they are both popular in workplaces and are helping some workers build savings pots. These kinds of savings schemes are prominently featured in the UK Government's Financial Inclusion Strategy, aiming to build a National Coalition of Employers to promote these schemes and with plans to clarify the regulatory landscape to encourage their uptake.
The Scottish Government will engage with the UK Government as their planned reforms for payroll savings schemes emerge to represent Scotland's interests.
- Asked by: Martyn Day, MSP for Falkirk East and Linlithgow, Scottish National Party
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Date lodged: Monday, 17 August 2026
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Current Status:
Answered by Tom Arthur on 2 September 2026
To ask the Scottish Government how it plans to involve credit unions and financial co-operatives in the delivery of community wealth building.
Answer
Credit unions and financial cooperatives are important financial organisations across Scotland’s communities, offering accessible financial services and products, including to those who may otherwise be financially excluded. The activities of these organisations already support community wealth building ambitions.
Through the Community Wealth Building (Scotland) Act 2026, Scottish Ministers are required to set out measures to promote or support the development of co-operatives, including co-operative financial institutions. In addition, Scottish Ministers are obliged to publish guidance for local authority led Community Wealth Building Partnerships and other public sector bodies in the same vein. Representatives of credit unions and financial cooperatives will be consulted as part of this work.
- Asked by: Tim Eagle, MSP for Highlands and Islands, Scottish Conservative and Unionist Party
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Date lodged: Monday, 10 August 2026
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Current Status:
Answered by Stephen Flynn on 2 September 2026
To ask the Scottish Government what discussions it has had with ScotRail in light of the Gourock to Dunoon ferry service temporarily running as a single vessel service between 2 September 2026 and 25 March 2027.
Answer
The Scottish Government has not had any discussions with ScotRail regarding the delivery of a single-vessel ferry service operating between Gourock and Dunoon.
- Asked by: Tim Eagle, MSP for Highlands and Islands, Scottish Conservative and Unionist Party
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Date lodged: Monday, 10 August 2026
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Current Status:
Answered by Stephen Flynn on 2 September 2026
To ask the Scottish Government whether (a) CalMac or (b) Transport Scotland plans to provide a replacement bus service during the period of scheduled works on the MV Ali Cat and MV Argyll Flyer between 2 September 2026 and 25 March 2027.
Answer
When a disruption occurs on the Gourock-Dunoon route, a replacement bus service linking with Western Ferries will be available as it currently is during the period of scheduled works on the MV Ali Cat and MV Argyll Flyer between 2 September 2026 and 25 March 2027.
- Asked by: Tim Eagle, MSP for Highlands and Islands, Scottish Conservative and Unionist Party
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Date lodged: Monday, 10 August 2026
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Current Status:
Answered by Stephen Flynn on 2 September 2026
To ask the Scottish Government how many sailings on CalMac's Gourock to Dunoon ferry service carried (a) zero passengers, (b) fewer than 12 passengers, (c) between 13 and 24 passengers, (d) between 25 and 36 passengers, (e) between 37 and 48 passengers, and (f) 49 or more passengers, between March 2025 and March 2026.
Answer
The number of passengers carried by CalMac on the Gourock-Dunoon between March 2025 and March 2026, inclusive, according to the number of passengers per sailing is detailed in the following table.
Grouping of Passengers Carried | Sailings |
Zero passengers | 492 |
Fewer than 12 passengers | 4,680 |
Between 13 and 24 passengers | 3,513 |
Between 25 and 36 passengers | 1,666 |
Between 37 and 48 passengers | 599 |
49 or more passengers | 354 |
- Asked by: Martyn Day, MSP for Falkirk East and Linlithgow, Scottish National Party
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Date lodged: Monday, 17 August 2026
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Current Status:
Answered by Tom Arthur on 2 September 2026
To ask the Scottish Government what support it is providing to credit unions to modernise their digital infrastructure and increase access to ethical community finance.
Answer
The Scottish Government remains committed to working closely with the credit union sector to understand its evolving needs and identify opportunities and challenges, including those associated with digital transformation. This will help ensure that support is targeted effectively to promote long term, sustainable growth across the sector.
In September 2025, the Scottish Government awarded grant funding of £98,000 to Social Investment Scotland for a project to embed benefit checkers into the loan management systems used by credit unions in Scotland. 11 projects were successful in securing funding. This project has now concluded and identified over £7.3 million in annualised potential unclaimed benefits.