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Order, please. How would he have saved those banks in an independent Scotland? That is the answer that the SNP must give to account holders, the thousands of people with mortgages in those banks, and those supported by jobs—Interruption.
TABLE 2: RULE-CHANGES This table lists the Chapters, Rules and individual paragraphs that have been amended, indicating in each case the nature of the change, the date it came into force and the report that recommended the change.
Where are we with the Scottish business development bank? We have set out the market assessment of what we think is the requirement to be fulfilled by a Scottish business development bank: what we consider to be the gaps in the finance that is available in the marketplace.
Those include parent-teacher associations, parent councils, after-school clubs, extracurricular groups and uniform banks. It would be untrue to say that local groups cannot register as charities.
There is a real need for them, which you will see if you look at the national planning guidance on regulation and how it talks about maintaining land banks for 10 years. We would like to see a strategic thought process beyond 2045 with NPF4.
Rather than just relying on the living costs and food survey, for example, there is now scope to use credit card and debit card data and real-time information from banks and so on to improve the modelling of that side of things.