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I note some of the phrases in respect of allegations about behaviours, potential irregularities and fabrications, and there is no doubt that those are all very serious matters.
I am sure that we all agree that it is important that everyone gets to benefit from a return to greater normality. Collective behaviours that could force those who are at highest risk into effective isolation while the rest of us get back to enjoying normal life would not be acceptable.
We recognise that, for young people, the barnahus offers opportunities to explain the reasons for offending behaviour, which we can try to address through appropriate measures.
The reason why RBS and other banks are content to carry on and not adjust their behaviour in response to our concerns is, let us face it, because of the stickiness of their customers.