Chamber and committees

The Scottish Government budget and outturn for the First-tier Tribunal for Scotland (Housing and Property Chamber) in each year since 2016 is in the following table:

(a) there have been a total of 4 contract workers in the past 12 months.

(b) see the following table

25 of the 29 buildings we have contacted are from the 80 block 2021 Expressions of Interest group. Once we ascertain consent and key details, we will move to the contracting process.

We have contacted 29 buildings so far to offer the direct provision of fire engineers. Once we ascertain consent and details, we will move to the contracting process.

We have begun the SBA delivery process for 15 buildings using our grant based approach, with an additional 29 contacted to offer directly commissioned assessments.

There is preliminary work underway to create a feasible Scottish scheme that works for Scottish homeowners and the Scottish tenure system.

The number of Self Build Loan Fund loans and value of these loans issued by year of operation is shown in table 1.

Table 1: Number and Value of Self Build Loan Fund loans by year of operation

At the end of June 2022, the Self Build Loan Fund administrators, Communities Housing Trust (CHT) had approved 40 loans to successful applicants committing £6.02 million over 13 local authority areas. The average loan offered to borrowers was £150,000.

Of the 40 homes funded through the national Self-Build Loan Fund since 2018, 37 are located in a rural area according to 6-fold urban rural classification. In addition, over one third of all approved loans (14), with committed funding of almost £2.3 million has been made available to people living in the islands. Five of these borrowers have also benefitted from a Croft House Grant.

Recognising that standard bank lending is often not available to support self-build projects, the Scottish Government acts as lender of last resort through the Self Build Loan Fund, supporting successful applicants to build their own home through short-term funding, normally around one year to 18 months. Up to £175,000 is available to eligible borrowers to assist with construction and professional fees costs resulting from their self-build project. The loan is intended to bridge the gap in construction funding and must be repaid in full once building is complete either from mainstream mortgage finance or from equity from the sale of the home.

The Scottish Government has not prepared a comparison between the Self Build Loan Fund and the UK Government’s Help to Build Scheme, which operates on different terms and administrative arrangements and is a matter for the UK Government.

Officials have engaged in conversations with a number of suppliers to look into the utilisation of digital twin surveys to enable assessment and assurance.