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Chamber and committees

Question reference: S6W-19540

  • Asked by: Claire Baker, MSP for Mid Scotland and Fife, Scottish Labour
  • Date lodged: 29 June 2023
  • Current status: Answered by Patrick Harvie on 24 July 2023


To ask the Scottish Government what the average waiting time has been for processing SME Loan Scheme applications, broken down by application type in (a) 2022 and (b) 2023.


The following table shows the average amount of time it has taken from a loan application being received to either a loan offer or rejection being sent. Applications processed are not dependent on measure types and there is a single application form for the SME Loan covering all technologies that are funded.

Financial Year

Average processing time


38 working days


27 working days

Individual processing times vary around this average and can be subject to businesses replying to the administration teams queries promptly. Such queries can range from the application form not being fully completed, quotes not meeting the scheme criteria or having to request financial accounts for review.