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Chamber and committees

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 9 November 2025
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Displaying 1525 contributions

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Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

We have seen some best practice involving home link workers and financial inclusion in schools, which has helped drive down the stigma that we know exists. As you have said, children live in the space where their parents live, too, and experience the same things.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you for that. Can we also hear from Hannah?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thanks for that, Zahra. I think that you have painted a picture of the firefighting that you are doing on the front line with people who are trying to navigate the situation that they find themselves in.

I will bring in Hannah Brisbane and Wendy McAuslan. I should say, though, that members have lots of other questions, so we should keep things brief.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you, Foysol. Your sound dropped out a little bit. The question is about whether there is a specific impact on the BME community. Who do you want to answer that question, Foysol?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you, Rebecca. I can see that Zahra Hussain and Hannah Brisbane want to come in. We will go to Zahra first.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

I call Pam Duncan-Glancy, who is online.

Social Justice and Social Security Committee

Decision on Taking Business in Private

Meeting date: 12 May 2022

Elena Whitham

Welcome to the 15th meeting in 2022 of the Social Justice and Social Security Committee.

Agenda item 1 is a decision on taking business in private. Does the committee agree to take item 3 in private?

Members indicated agreement.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Agenda item 2 is an evidence-taking session for our inquiry into low income and debt problems. We had our first formal session on 28 April. Today, we will hear from two panels. The first will consider the delivery of money advice service and key issues for people on low incomes, and the second will focus on debt and mental health.

I welcome our first panel to the meeting. We are joined online by Peter Kelly, director, the Poverty Alliance; Sarah-Jayne Dunn, policy manager for financial health, Citizens Advice Scotland; and Anne Baldock, financial inclusion team leader, One Parent Families Scotland. With us in the room is Emma Jackson, national director Scotland, Christians Against Poverty. It is fantastic to have a witness in the room for the first time since the pandemic. Our colleagues Pam Duncan-Glancy and Foysol Choudhury are joining us remotely.

I want to mention a few housekeeping points before we kick off. Those of you who are online should put an R in the chat function if you want to come in on a question, and please allow a few seconds for broadcasting colleagues to turn on your microphone before you start speaking. Emma Jackson can indicate that she wishes to come in by raising her hand, and I will make sure that I see it. Given that she is sitting in front of us, we will endeavour not to direct every question at her.

Moreover, our witnesses should not feel that they need to answer every question. We have a lot of questions to get through, and with four people on the panel, we will be a little bit tight for time. However, if anyone wants to add any comments, please let us know. We have about an hour.

My colleagues will now ask questions in turn, starting with Emma Roddick.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

Thank you for that example—it is really important for the committee to hear that.

Peter Kelly and Anne Baldock would like to come in—I ask that you do so briefly, please. Emma Roddick will then ask a follow-up question.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 12 May 2022

Elena Whitham

I ask Anne Baldock to be really brief.