Skip to main content
Loading…

Chamber and committees

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

Filter your results Hide all filters

Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 11 September 2025
Select which types of business to include


Select level of detail in results

Displaying 1242 contributions

|

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 26 May 2022

Paul McLennan

The next stage of the review is obviously stage 3. Do you have a timeframe for that?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 26 May 2022

Paul McLennan

The stage 2 working group report refers to the protected trust deed. I notice that there was a bit of debate on increasing the minimum debt level, which is currently £5,000. The exact wording of the report is:

“This remains a contentious issue with sharply opposing views”.

Will you say a bit more about that to help us understand the thought process on both sides?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 26 May 2022

Paul McLennan

The review outlines the work that stage 3 is likely to look at. One of the key topics is an

“assessment of existing debt solutions”,

to see whether they are “fit for purpose”. You just mentioned fuel poverty and so on. Will that come into the equation? Some of the evidence that we have heard has been about moving away from the traditional debt solutions for credit issues and people’s expenditure exceeding their income. Will that play a part in, or be a wider context for the stage 3 review?

Social Justice and Social Security Committee

Subordinate Legislation

Meeting date: 26 May 2022

Paul McLennan

Thank you.

Convener, as Sally Witcher has mentioned, a lot of complex work is being undertaken. This might be something that we can discuss later, but I think that we need to keep an eye on things, perhaps get some further written information at an appropriate stage and pick up matters at a later point. It is all very complex.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 26 May 2022

Paul McLennan

Good morning, Richard. the review of the statutory debt solutions is on-going—I think that the stage 2 recommendations have just been published. Are you aware of any timescales for introducing those recommendations?

Local Government, Housing and Planning Committee

Subordinate Legislation

Meeting date: 24 May 2022

Paul McLennan

Minister, some stakeholders commented that address information is insufficient and that further details such as rent values should be provided. You touched on that in your opening statement, but is there anything that you want to add?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

From CPAG’s point of view, is there a difference in how that affects family types? Are you seeing a distinct split between families with children and those without children? I remember that you gave us evidence previously in which you said that the first two or three years in a child’s life are incredibly important. Are you seeing an impact beyond that? Do we need to look at younger children or maybe older kids and so on?

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

Thank you.

Martin, could you address the question about pre-emptive action? There will always be budgetary and resource pressures, and people who arrive at the door saying, “I need help.” This is maybe a question about cost-effectiveness. Can we do more before people get into that situation? You mentioned the importance of family support and family advice. Do you want to expand on that? I am talking about investing to ensure that fewer people get in such situations further down the line.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

One of the things that we have seen in our evidence taking in the past few weeks is how the private and public sectors deal with debt. Do you think that the public sector is behind the private sector in dealing with debt? I put that to Martin Canavan. I will then open the question to whoever wants to come in.

Social Justice and Social Security Committee

Low Income and Debt Inquiry

Meeting date: 19 May 2022

Paul McLennan

To come back to the point about the cost of recovery, you estimate that the debt is £1 million but it is probably more. Do you have any figures on the cost of recovery and the resources involved in that? It seems counterproductive to me—that is staring us right in the face. Do you have any other figures on that?