This briefing is intended to provide an introduction to the topic of personal debt. It looks specifically at: the different types of credit available and how they are regulated; the debt recovery process, from getting into arrears to formal court action to enforce payment; the options available to those who find themselves in debt; sources of advice.
Read SPICe Briefing: SB 09-46 Debt (474 KB)
Published: 15 July 2009