Bank closures: impact on local businesses, consumers and the Scottish economy


About the Inquiry


Photo © Thomas Nugent (cc-by-sa/2.0)

According to official figures, the number of bank branches across Scotland reduced by a third between 2010 and 2017. The Economy, Jobs and Fair Work Committee is launching a short inquiry with the following remit:

To examine the impact of bank branch closures in Scotland on local businesses, consumers and the Scottish economy and to explore what steps can be taken to address any issues identified by the Committee.

The Committee wants to hear the views and experiences of as many people, businesses and organisations as possible, so it is now seeking written views on the following themes. 



The Committee has issued a call for written views. The closing date for submissions was Friday 13 April 2018.


The Committee issued its call for views on 8 March 2018. The closing date for submissions is Friday 13 April 2018.

The Committee launched an online survey. The Survey closed on Friday 16 March. A summary of the responses can be found here:

Focus Groups

The Committee has held focus groups in Mintlaw, Dalmellington and Leven, the notes for these focus groups can be found here:

As part of the Dalmellington focus group, Jeane Freeman provided supporting correspondence:

Decision-Making Process

Ahead of the evidence session the Convener wrote to the banks that were invited to give evidence on 19 June to provide background information on the decision-making processes around bank closures.

After the evidence session the Committee wrote to the banks number of your branch buildings that are currently empty, have been sold and still leased pending return to the building owner.


The Committee published its report on 3 July 2018.

Bank closures: impact on local businesses, consumers and the Scottish economy

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